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When Parents Text

When Parents Text

4 Simple Ways To Save More Money

February 23, 2020 by Annie

Under most circumstances, it’s possible for anyone to save money if they put their mind to it. A lot of people make the incorrect assumption that they aren’t able to turn things around. However, with enough focus on your part, you can make significant steps when it comes to your finances. It’s all about taking the first step, which is deciding that saving money is what you want to do.

If you’re ready to start making a concerted effort and change your spending habits, then take a look at some of the best pieces of advice for saving money.

Start a Savings Account

One of the first steps to saving money is having a place to put the money that you put aside. Set up a savings account that’s specifically for money that you want to save for a specific purpose, and don’t touch it. You’ll find that saving money in a savings account will accrue much more interest than in a traditional checking account.

Setting up auto-payments is a simple way to ensure that you put a little away each month. You can adjust the amount that you save based on what fits comfortably into your current salary and expenses. For some people, it goes up and down. Some months you may be able to save hundreds, while other months, you may only save a few dollars.

Avoid Temptations

One of the most effective ways to cut down your spending is to avoid the things that trigger you. For example, if you receive marketing emails from your favorite online store regularly, unsubscribe.

If you walk past a certain bar that you can’t possibly resist going in for a delicious drink after work, then take a different route. Getting rid of things that usually lead to spending is an effective way to turn your focus elsewhere.

Sell Your Old Things

A lot of people are programmed to accumulate and collect things without ever purging the old. You may be surprised to find that you have thousands of dollars worth of goods that you never even use. Why hang on to it. When you could sell it and make that money back? In some cases, you may even make a profit if it’s accumulated value over the years.

Having a garage sale is one way to sell your things fast; otherwise, you can also sell online. Take whatever money that you make off of your sales and put it directly into your savings account!

Stop Using Your Credit Cards

You’ll never be able to save money until you get out of the grips of your credit card debt. Rather than continuing to build debt, start paying it off and stop using your cards entirely!

 

About Me

Hi! I'm Annie and I have 3 kids (all in their teens - yikes!). My mommy blog isn't all about lunches and DIY - it's also about humour. Like how my kids make fun of my texts as if I don't know how to use emojis (I DO!). Now that I have a bit more time - since my kids don't want to hang out with me (teenagers), I have taken up blogging.

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About Us

Hi! I’m Annie and I have 3 kids (all in their teens – yikes!). My mommy blog isn’t all about lunches and DIY – it’s also about humour. Like how my kids make fun of my texts as if I don’t know how to use emojis (I DO!)... Read More…

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