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When Parents Text

When Parents Text

Accounting for and Cutting Down on Your Expenses As a Mother

August 19, 2019 by Annie

If there is one thing that defines a mother, it is how she looks after and cares for anyone and everyone in her household. She makes sure her baby is well fed and always on schedule while simultaneously ensuring that her household is conducive to her baby’s learning. She also balances work and life and takes out time for everyone.

Moms and Money

But if there is one thing that mothers are never associated with, it is with how well they deal with their budgets. This is surprising given that accounting for money takes as much time and effort as anything else but any blunders can be not just surprising but also troubling. But, if you are a mom and find it difficult to deal with money as a mother, here are some ways you can account for your expenses.

Treading Lightly

One of the most basic methods to ensure that your expenses are always accounted for is to make your expenses smartly. But how do you do that? By researching all your expenses before you actually make them. For instance, if you decide to take an insurance, the smart way to go about it is to compare life insurance quotes with iSelect instead of taking the first package that comes your way.

Ensuring smart allotment ensures that these expenses stick around in your head so you can later assess how well you made your choice. Moreover, you should always make sure that you assess your budgets before you decide to commit to any expenses.

Technology and Envelopes

Although people find that using envelopes to allocate your budgets for various reasons and then taking the money out of those envelopes when it comes to making those expenses is one of the best methods to spend smartly. However, technology warrants accountability like no other. Therefore, one of the best ways to account for expenses is to use smartphone applications to track your expenses while using the envelope system to allocate budgets.

Delay Your Expenses for Sales

Of course, the urge to buy the latest equipment or clothing accessories can be great and undefeatable but delaying your expenses can get you savings like no other. So, if you wait out for a clearance sale at your favorite clothing boutique before you buy your favorite pair of chinos can help you get the best deals at the lowest costs.

Manage Your Subscriptions

If you rarely find time to watch your favorite series on Netflix, do you think it is worth having a Netflix subscription? Of course not. Similarly, if you have the newspaper coming in daily but you cannot find time to sift through the paper, then you can clearly cancel that subscription too. Or perhaps you could shift to a paperless world by browsing through your news on the internet and helping decrease the deforestation that is done to make paper around the world. All in all, unsubscribing from unused subscriptions is a great way to lower your expenses.

To read more on topics like this, check out the lifestyle category.

About Me

Hi! I'm Annie and I have 3 kids (all in their teens - yikes!). My mommy blog isn't all about lunches and DIY - it's also about humour. Like how my kids make fun of my texts as if I don't know how to use emojis (I DO!). Now that I have a bit more time - since my kids don't want to hang out with me (teenagers), I have taken up blogging.

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About Us

Hi! I’m Annie and I have 3 kids (all in their teens – yikes!). My mommy blog isn’t all about lunches and DIY – it’s also about humour. Like how my kids make fun of my texts as if I don’t know how to use emojis (I DO!)... Read More…

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